Announcing the Arrival of Your Bank...and Your Local Banker.

First City Bank is open in Alpharetta. Locally managed, locally owned, and here to bring relationship banking to North Fulton businesses and families.

First City Bank opened on May 15, 2026. We’re bringing products and services online over the next few weeks as we open our doors to the community. Our bankers are here now and ready to meet you.

We're opening intentionally. Here’s what that means for you.

A phased launch means better services and a better banking experience from the start.

First City Bank will offer secure and convenient banking services. Some accounts and services are available now. Others will be introduced over the coming weeks.

While we’re building, our bankers aren’t waiting. They’re here, ready to meet, answer questions, open accounts, and start a relationship.

What’s Available Now

Business & Personal Deposit Accounts

Thoughtfully designed account options for businesses, families, and individuals.

Money Market & Savings Relationships

Savings and money market relationships designed to help your balances work more effectively.

Commercial Lending

Meet with a banker to discuss lending needs, timing, and the right path forward.

Online Banking & Payment Services

Manage accounts online or through mobile banking, with mobile deposit, ACH payments, wire transfers, and debit card access.

Direct Access to Your First City Banker

Work directly with a banker who can answer questions, help open your account, and keep the process clear and straightforward.

Meet Our Team

These bankers know this community and many of the businesses in it.

The First City executive team brings deep banking experience and a real understanding of what this market has been missing. Bob Koncerak, President and CEO, has served in several executive banking roles throughout his career. Erik Bykat has worked as a North Fulton commercial lender for more than 20 years, and Chris Acker is helping build his third de novo bank. Scott Doll, our Experience Officer, brings broad experience in relationships, leadership, and customer experience. Together, they are committed to bringing First City Bank’s brand promise to life.

Bob Koncerak

President & CEO

Erik Bykat

EVP & Chief Lending Officer

Chris Acker

EVP & Chief Operating Officer

Scott Doll

SVP & Experience Officer

What people are already saying about First City Bank

“That community feeling is missing here in Alpharetta and I’m excited to bring it back.”

"Our community is in dire need of a locally owned and managed financial institution whose decision makers sit across the table from you."

“The fact that First City Bank can make local decisions on loans and various things that typically would take weeks and sometimes a month to hear from someone.”

"I see First City Bank really connecting with the community, helping young couples, supporting families, and showcasing the entrepreneurs and small businesses that are getting started here in Alpharetta."

"North Fulton has been missing the kind of banking relationship people used to have, where you know your banker and know who to call."

You don’t have to switch. Start here.

You don’t need to move your entire banking relationship to try First City Bank. Start with a conversation. Open a money market. See how we work. We’ll earn the rest.