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Keep Your Savings Working, Not Waiting

First City Premium Money Market Account

As your savings grow, your account should do more for you. First City Premium Money Market helps larger balances earn more while keeping your money available for the opportunities and expenses ahead.

Earn More. Keep Access.

higher-earnings
Higher Earnings
Earn competitive, tiered interest rates designed to reward larger account balances.
money-when-need
Money When You Need It
Your money remains available for planned purchases, unexpected opportunities, or financial peace of mind.
bonus
Relationship Bonus
Qualifying checking customers receive an additional 15-basispoint rate bonus through FCB Triple Advantage.

Everything Included with Premium Money Market Member

Account Features
  • $1,000 minimum opening deposit
  • $20 monthly maintenance fee waived with a $1,000 average daily balance
  • Tiered interest rates based on account balance
  • Additional 15-basis-point rate bonus with a qualifying First City checking account through Triple Advantage
BalanceAPY*APY w/
Checking Acct*
Under $25,0002.00%2.15%
$25,000 to $99,999.993.25%3.40%
$100,000 to $249,999.993.35%3.50%
$250,000 and above3.35%3.50%
*APY Annual Percentage Yield is accurate as of 6/25/26. Rate is subject to change anytime at our discretion.

Talk with a First City Banker about

You don’t have to switch everything to get started. Open the account that’s right for you today. We’ll earn the opportunity to help with the rest.