Now Hiring: Credit Analyst. Join a bank built around local decision-making and personal relationships. Learn More →
First City Bank was created to bring local decision-making and relationship banking back to North Fulton. We’re building a team of experienced professionals who believe banking works best when customers know their banker and bankers know their customers. If you’re looking for an opportunity to make a direct impact in your community, we invite you to start a conversation with us.
We’re looking for professionals who believe great banking starts with trust, responsiveness, and personal relationships.
This role is responsible for analyzing financial statements, cash flows, and credit histories to assess the creditworthiness of commercial and consumer borrowers. The Credit Analyst will prepare written credit memoranda, support loan structuring, and recommend credit limits and terms in line with bank policies and regulatory guidelines. Day-to-day responsibilities include monitoring existing credit exposures, tracking portfolio performance, updating risk ratings, and collaborating with relationship managers to support sound lending decisions. The role also involves clear communication of credit findings, participation in credit committee discussions, and adherence to internal risk management and compliance standards.