First City Bank 4.25% APY^*

A competitive return. The confidence of local banking.

Lock In 4.25% APY

Choose the CD term that fits your goals and earn a competitive fixed return with the personal attention of a local community bank.

Why choose a First City CD?

Many banks offer Certificates of Deposit. At First City Bank, you’ll also have direct access to local bankers who can answer questions, help you choose the right term, and work with you as your financial goals change.

4.25% APY for your selected term
6, 12, or 15 month terms
FDIC insured up to applicable limits
Local bankers who know you

Choose Your CD Term

Term	APY	Best for
6 month	4.25%	Short-term savings
12 month	4.25%	Balanced flexibility
15 months	4.25%	Longer fixed return

Ready to get started?

Open your CD today

Is a CD Right for You?

Saving for a home
Lock in a competitive return while you build your down payment.

Building an emergency reserve
Keep part of your savings earning more.

Planning for future expenses
Set money aside for tuition, a vehicle, or other planned purchases.

* Annual Percentage Yield (APY) effective as of 7/9/2026, a minimum opening deposit of $1,000.00 is required. A substantial penalty may be imposed for early withdrawal. Offer may be withdrawn at any time without notice.

We’d like to meet you

If you’d like to learn more about First City Bank, meet the team, or start a banking relationship, we’d be glad to talk.

First City Bank 4.25% APY*