Accounts Created for How You Bank

A bank where decisions stay local and relationships stay personal.

Our Services

Find the right place to start

First City Bank is opening select business and personal accounts now, with additional products and digital capabilities coming online in the weeks ahead.

Business Accounts

Built for businesses that want a local banker, competitive rates, and a relationship that grows with you.

BE FIRST Business Checking

Straightforward business checking for companies that want local access and a banker who picks up the phone.

BE FIRST Preferred Checking

For businesses that need more transaction capacity and a day-to-day operating relationship.

BE FIRST Relationship Checking

A higher-balance checking relationship for businesses that want their larger deposits working harder — while building a banking relationship that compounds over time.

BE FIRST Non-Profit Checking

Designed for nonprofit organizations that want simple, transparent checking and direct access to a local banking team.

BE FIRST Business Savings

A savings account for businesses that want to hold reserves and earn interest on them.

BE FIRST Premium Business Money Market

For businesses seeking stronger returns on larger deposit balances — and a low-friction way to start a relationship with First City Bank without changing everything else.

Customers who open a qualifying BE FIRST checking relationship may be eligible for additional money market rate benefits — with even more benefits when a certificate of deposit is added. Contact us for details and eligibility.

Personal Accounts

For customers who want straightforward accounts and a banking team they can actually reach.

BE FIRST Essential Checking

Everyday checking with multiple ways to waive the monthly fee.

BE FIRST Interest Checking

Checking for customers who want daily access and interest on qualifying balances.

BE FIRST Savings

A savings account built for customers who want to grow reserves while earning interest.

BE FIRST Premium Money Market

Higher returns for customers with larger balances who want their money to work hard.

Traditional IRAs

Tax-advantaged savings options.

Certificates of Deposit

A range of CD terms available now. Contact our team for current offerings.

Not sure where to start?

Talk to someone on our team. We’ll help you choose the right account and understand your options.