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Earn More While Keeping Cash Within Reach

First City Money Market

Earn competitive interest while keeping your business funds accessible. The Premium Business Money Market Account helps you maximize excess cash without locking it away.

Helping Excess Cash Earn More

returns
Competitive Returns
Earn higher interest on qualifying balances while maintaining access to your funds.
flexible
Flexible Access
Keep funds available for operating needs, growth opportunities, or unexpected expenses.
checking
Relationship Benefits
Earn even higher rates when paired with a First City Business Checking account.

Premium Business Money Market Details

  • $1,000 minimum opening deposit
  • $20 monthly maintenance fee, waived with a $1,000 average daily balance
  • Tiered interest rates based on account balance
  • Preferred rates available with a FCB Checking account
  • Competitive APYs
  • Easy access to your funds
BalanceAPY*APY w/
Bus. Checking*
Under $25,0002.00%2.15%
$25,000 to $99,999.993.25%3.40%
$100,000 to $249,999.993.35%3.50%
$250,000 and above3.35%3.50%
*APY Annual Percentage Yield is accurate as of 6/25/26. Rate is subject to change anytime at our discretion.

Talk with a First City Business Banker about First City Premium Business Money Market.

You don’t have to switch everything to get started. Open the account that’s right for you today. We’ll earn the opportunity to help with the rest.